Clearmoney January/February 2018

Welcome to our first edition of 2018.

The New Year is the perfect time to overhaul your life for the better, and one excellent place to start is by making solid financial resolutions that can help get you closer to your money goals, whether it’s increasing your retirement provision, looking to mitigate a potential Inheritance Tax bill or reviewing your level of protection in the event of an unexpected event.

We’ve now entered a new age of retirement planning with the introduction of pension freedoms. It is projected that the number of centenarians – people who live to 100 years old and beyond – will continue to rise by more than tenfold over the next 30 years. Thinking about pensions sooner rather
than later can mean the difference between a comfortable retirement and struggling to make ends meet. On page 04, we provide seven pension tips for nurturing your nest egg in 2018.

A new tax year is nearly upon us – and that means for all diligent savers and investors, it’s important to make sure that you take full advantage of your current Individual Savings Account (ISA) tax-efficient allowance. And the good news is you don’t even have to declare any investments held in ISAs on your tax return. This may not seem like much, but if you have to file an annual tax return, you’ll know that any way of simplifying your financial administration can be very helpful. Read the full article on page 08.

Writing a Will may seem daunting – and with everything else we should be thinking about, it becomes just another chore on the New Year to-do list. But writing a Will is fundamental to the financial planning process. It answers one of our most basic desires – to make financial provision for all that we hold dear. Turn to page 05. The full list of the articles featured in this issue appears opposite.

To request a hard copy, contact

Read the latest issue of Clearmoney

Recent News

24 Jan
Be prepared if life throws something unexpected your wayUnforeseen life events and circumstances can potentially impact your finances in a number of ways. Hundreds of thousands of people are...
23 Jan
Pension freedoms bring optimism and adventure to retirementWill I ever slow down? Do I have the right plans in place?Retirement is a chance to do more of what you enjoy and figures released as part...
22 Jan
Taking control over where your money is invested tax-efficientlyA new tax year is nearly upon us - and that means, for all diligent savers and investors, you should make sure that you take full...
19 Jan
Getting your affairs in order and planning what you want to pass on to loved onesWriting a will may seem daunting and with everything else we should be thinking about, it becomes just another chore...