Jul 09 2020
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Welcome to our latest issue. A return to how life was at the start of 2020 may still be some way off. Even now, as lockdown restrictions are starting to be eased, COVID-19 will continue to affect our lives in many ways for the foreseeable future. 

While there is no doubt that these are truly extraordinary times, rest assured that the entirety of the Fairstone team is operating remotely, continuing to work tirelessly on your behalf to support you and your financial health. 

Thanks to the combined efforts of all colleagues, Fairstone remains fully operational and very much open for business as usual. If you have any queries or concerns, no matter how small, please do not hesitate to get in touch. 

While we have seen large swings in financial markets, the current situation should be seen in the context of long-term investing, and a temptation to react in a knee-jerk fashion should be avoided. We must stay objective and remember that the situation will eventually be brought under control. 

We will continue to be agile as new information is presented on a daily basis, but I can assure you that Fairstone is in a good place to deliver excellent service and expert advice throughout 2020 and beyond. 

In this issue, we look at how COVID-19 has had a dramatic effect on the global economy and how a diversified portfolio should always include some protection against inflation.

There are lots of variables in retirement, from how long people will live for and the costs of goods and services they will need, to interest rates available on their accumulated savings.

We consider if you have insufficient income to pay your projected retirement expenses. 

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