Nov 19 2020
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Welcome to our latest issue. We hope you are staying safe and well. As we approach the end of the year, a return to how life was at the start of 2020 is some way off. While there is no doubt that these are truly extraordinary times, the entirety of the Fairstone team is continuing to work tirelessly on your behalf to support you and your financial health.

Whatever your long-term plans might be, a crisis as sudden and pervasive as we have seen this year is bound to raise many questions. To make more sense of your options and to ensure that you have the best financial planning strategy in place for you and your family, please contact us – we are here to help you.

Meanwhile in these uncertain times, it can help to focus on the things you can control. And working out what your money’s doing for you now and where it might come from in the future can give you real peace of mind. We take a look at 10 steps you can take to help you build a better financial future.

With the festive season approaching, have you thought about gifting your children or grandchildren something different this Christmas? Giving them a good start in life by making investments into their future can make all the difference in today’s more complex world.  Many parents and grandparents want to help younger members of the family financially – whether that is to help fund an education, a wedding or a deposit for a first home.

Also in this issue of ‘Intelligent Wealth’ we consider the risk faced by some savers of putting too much of their hard-earned money on deposit. Savers holding onto extra cash need to consider their long-term investment options.

New research shows that the Bank of Mum and Dad will be a driving force behind the recovery of Britain’s housing market, with statistics showing that nearly one in four housing transactions will have been backed by the parents of homebuyers in 2020, with a quarter of borrowers now more reliant on financial support from family and friends.

Also, whether you’re starting out or well into your wealth creation journey, professional financial advice can help you to define your goals and the path to getting there. New research highlights how people need the reassurance, expertise and confidence that professional financial advice provides more than ever during difficult times. 

We hope you enjoy reading them and if you require any further help or guidance, please do not hesitate to contact us.

Rest assured, everyone in Fairstone is collectively working to ensure we remain in an excellent position to deliver continued progress and first-class client service throughout 2020 and beyond. 

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