Lending options

If you are looking to move up the property ladder, buy your ‘forever home' or purchase a property to generate an income, a Fairstone mortgage expert can help you find the property finance solution that best suits your needs.

Remortgaging

Remortgaging is the process of switching your existing mortgage or arranging a new deal with a current lender. Whether it's to raise capital against your property, carry out home improvements or simply reduce your monthly payments, your Fairstone mortgage expert will find the right solution for you and manage your application from start to finish.

You are not obliged to remain with your original lender and switching could save you a significant sum over the course of your mortgage term.

To qualify for a typical remortgage product you may need to:

  • Have equity in your existing property
  • Be able to evidence a reasonably good credit history

Mortgages for brand new homes

New build properties can be attractive for many reasons and there are a range of government backed schemes that can help buyers to secure their new property.

House builders sometimes have special incentives and these can look like great deals – but you must use a lender who will accept them.

Fairstone has a dedicated team of mortgage experts that specialise in new build mortgages, who can find the right deal for you.