Home insurance

While buildings and contents insurance may sound straightforward it is important to remember that the cost of replacing everything that you own at the same time could be financially crippling for you and your family.

It is also important to make sure you aren’t under-insured, especially if you own a high value home as more often than not, this can mean higher value repairs in the event of damage.

Similarly, if you own a farm or country house you will need more than a simple home insurance policy as you will need to take machinery, land and livestock into consideration.