Planning & protection
Whether you’re moving to be closer to the great outdoors, or simply for work and family reasons, there’s no doubt that getting the keys to a new place is an exciting prospect. But it’s also true that all this upheaval brings the potential for stress.
Once you’ve put your property on the market, there’s a lot to think about – from finding the right buyer to dealing with the legalities of selling up.
The first step is to get your paperwork in order. This includes things like your mortgage offer, proof of income and ID, and any information relating to the sale of your property (such as estate agent contracts).
Once you’ve got your paperwork sorted, it’s time to find a good conveyancer or solicitor. They’ll be able to help with the legal aspects of selling your property, and it’s worth getting a few quotes before you make your final decision.
It’s also a good idea to get your home valued by a professional. This will give you an idea of how much your property is worth and can help you negotiate with prospective buyers.
When you’re ready to put your property on the market, it’s important to find the right estate agent. They should be experienced in selling properties like yours and should be able to give you advice on things like pricing and marketing.
Once you’ve found an estate agent, it’s time to set a price for your property. You need to be realistic, as overpricing your home can put off prospective buyers.
Once you’ve set a price, it’s time to start preparing your home for viewings. This includes things like decluttering, cleaning and making any necessary repairs or improvements.
When you start getting viewings, make sure you are prepared. Your home will need to be available for viewings to show people around at short notice, so be ready to answer any questions they have.
If you receive an offer on your property consider it carefully before making a decision. If you’re not happy with the offer, you can negotiate with the buyer or look for another buyer.
Once you’ve accepted an offer on your property, it’s time to exchange contracts. This is a legal agreement between you and the buyer, and means that the sale of your property is now legally binding.
After exchanging contracts, you’ll need to start packing up your belongings and arrange for them to be moved to your new home. Once everything is ready, you can hand over the keys to the new owners and start your new life in your new home.
We’ll help make your move a good one. If you’re thinking of buying your dream home, we’re here to help find the mortgage that’s right for you.
To discuss your requirements, contact a Fairstone adviser today.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.