Investing

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Financial Planning

Helping you plan your finances to achieve the lifestyle you deserve

Unlocking Tax Efficiency for Your Business: A Guide to Tax Year End planning 2024/5

Matt Barrow, Chartered Financial Planner explores the tax-efficient strategies to keep more of your hard-earned profits, helping you review key aspects of your business’s finances, and optimise tax planning. Managing your corporation’s tax efficiently is more than just crunching numbers — it’s about making smart, proactive decisions. It’s an opportunity to optimise your finances by […]

Tax-Efficient Savings: A Guide for Taxpayers to Get Year-End Ready

Ajay Naik, Independent Financial Adviser explores the key steps to optimise your finances and save money before the deadline. The end of the tax year is fast approaching, ending on 5 April 2025. This is your opportunity to review your annual allowances and assess how best to make the most of them. With some significant […]

Autumn Budget 2024: Driving Innovation and local growth

Innovation, investment and market expansion for entrepreneurial growth As the UK government outlines its long-term vision for economic recovery and growth in the wake of the autumn budget, significant reforms and strategies are being introduced to stimulate local economies and empower entrepreneurs. We explore the initiatives and funding commitments that will shape the landscape for […]

Key Tax Changes and New Measures in the Autumn Budget 2024

Unlocking tax efficiency and maximising revenue potential The Autumn Budget 2024 introduces an extensive range of reforms designed to enhance tax efficiency and economic resilience. From the increase in employer National Insurance Contributions (NICs) to updated Capital Gains and Inheritance Tax policies, these measures have significant implications for both individuals and businesses. Here’s a closer […]

New Tax Compliance Measures, HMRC Modernisation, Key Changes for Taxpayers

Ensuring fair taxation and enhancing economic stability The Autumn Budget 2024 introduces a comprehensive suite of measures aimed at enhancing tax compliance, closing loopholes, and modernising HMRC’s operations. From bolstering HMRC staff and updating IT systems to reforming tax rules on pensions, capital gains, and offshore interests, these initiatives reflect a strategic push towards a […]

Increased CGT Rates On Asset Sales And Carried Interest

Higher taxes on profits from selling assets like shares As part of a broader tax-raising initiative, the Chancellor, Rachel Reeves, confirmed that the lower Capital Gains Tax (CGT) rate will rise from 10% to 18%, while the higher rate will increase from 20% to 24%. This change means you might face higher taxes on profits […]

Securing your legacy with robust estate planning

IFA, Harry Sims discusses the importance of estate planning when it comes to securing your legacy.  Estate planning looks different on a person-by-person basis. For some, ensuring their loved ones are financially secure will be the priority, for others it could be safeguarding their possessions. No matter what your objectives are, taking a comprehensive approach […]

What could the Autumn Budget mean for your finances?

As the newly elected government seeks to boost the nation’s economic stability and financial health, all eyes are turning to the upcoming Autumn Budget. Speculation has been growing in intensity over the last few weeks, as the Prime Minister warned of a ‘painful’ budget ahead. Whilst none of us can see into the future, planning […]

Understanding Tax Codes: Are you Paying More Than you Should?

Thousands of people across the England, Wales, Scotland and Northern Ireland are paying more tax than they need to—could you be one of them? Understanding your tax code is crucial in ensuring you aren’t overpaying. According to research, almost a third of UK adults who have checked their tax code (31%) have found that they […]

How to Talk to Children About Money, by a Financial Adviser

Simplify Your Financial Lessons and Establish Core Values Starting conversations about money with children from an early age can build their financial confidence and instill essential principles they will carry with them for the rest of their lives. Despite being a crucial topic, financial education often remains neglected both at home and in schools. Shockingly, […]