Bonds vs equities
Where should income-seekers turn? If you’re weighing up making an investment designed to generate income, Oliver Stone, Fairstone Head of Portfolio Management looks at the advantages and risks of two major asset classes: bonds and equities. UK income-seekers have many options when investing for income, with bonds and equities often providing the foundation of a […]
Adjusting your investment portfolio with age
Is your asset allocation aligned with your risk tolerance? Harry Scargill, Portfolio Manager at Fairstone, guides you through the benefits of making sure your portfolio is well-balanced over time. Your retirement portfolio serves as crucial financial support for an enjoyable retirement. Retirees with substantial and appropriately allocated portfolios may enjoy living off the income generated […]
Have you considered how investing could help you beat inflation?
Understanding the 9 basic truths of investing Investing can be an intimidating and complex topic, but it doesn’t have to be with professional financial advice. Chartered financial planner, David Bolton outlines the 9 basic truths of investing which, once understood, could help you make better decisions and take you one step closer to beating inflation […]
Is investing in property still a good option for landlords?
Understanding the government’s EPC regulations As a landlord in the UK, you might be wondering whether it’s a good time to invest in property given the potential costs associated with the Energy Performance Certificate (EPC) regulations. These changes, proposed by the government, would modify the Minimum Energy Efficient Standards and are set to take effect […]
Time to set some ‘new year’ financial resolutions
While many people mark January 1 by taking stock of their lives and making resolutions to accomplish new goals or change behaviours, the new tax year in April kickstarts a good time to take stock and put in place a few financial resolutions. Fairstone independent financial adviser Ruth Heath shares five top tips to kickstart […]
The value of long-term investing
Investing for the long-term gives your money the greatest chance of growing in value. But this means holding your nerve during periods of significant stock market volatility and remembering that, as history shows, markets will recover. The four reasons why investing over the long-term is the wisest strategy 1) Staying invested As the old […]
Investing in 2023: What can we expect?
Anyone that invested over the course of 2022 has a right to feel apprehensive as we approach a new year. The last 12 months were undeniably a rollercoaster for markets, and no one could have predicted Russia’s invasion of Ukraine and the related energy crisis. While we have seen increased volatility and expect similar in […]
The importance of staying invested
Stay strong when the market drops The importance of staying invested by Fairstone’s head of portfolio management, Oliver Stone As we have seen over the last few years, stock markets occasionally experience periods of severe uncertainty which can dent investor confidence. These periods are unsettling but are often short lived. The best strategy is always […]
Why you should diversify your investment portfolio
Volatility and market fluctuations are inevitable and as the last three years have shown, unpredictable market shocks will always jump out. Who was expecting, Brexit, Covid or a war in Ukraine? What we can do is prepare as best we can to mitigate the impact of these unexpected turns in the market. What is […]
Give a gift with a difference this Christmas
The cost-of-living crisis is bringing financial matters into sharp focus. So with the festive season approaching, Fairstone independent financial adviser Rachel Storey looks at gifting your children or grandchildren something different this Christmas. The majority of parents want to give their children the best start in life and what better way than financially investing in […]