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Plan your dream retirement

By taking control of your financial planning now you can be confident of achieving the life you desire when you retire. Our advisers will help you plan and build the required portfolio.

Manage annuities and drawdown to give you flexibility

Annuities can be right in some circumstances, but committing to an annuity can mean less flexibility with your pension money. With drawdown, money left in your pension pot when you die can be passed to your family.

Review your pension options to increase confidence

There are a variety of pension options available to you, from SIPP’s to Workplace Pensions. Your Fairstone adviser will help find the right produce and solution for your circumstances.

Access capital for little adventures that come along

You may wish to access capital in your estate to support your family or finance your future. Your Fairstone adviser can help you achieve this.

The introduction of pension freedoms in 2015 means that there are more options than ever when it comes to planning for your retirement

These goals could include owning your own home, saving for school or university fees for your children, Retirement planning or saving to cover the costs of long-term care as you get older. Whatever your goals, strong financial planning can help you to achieve them.

Professional financial planning can also help you to manage your investments in line with your individual goals and objectives, understand your tax obligations, protect you in case of unexpected illness or job loss and ensure that your wealth is passed on to the next generation in line with your wishes.

As we are continuing to live longer, you will need your retirement fund to last significantly longer than your parents did and as part of this planning you will also need to take your long-term care provisions into consideration.

You may also be looking to retire sooner than you anticipated, replacing your 9-5 with your hobbies and passions. Today, people in the UK aged between 50 and 75 have over £1trillion in old-fashioned financial products, by moving your money into the new world, you could make your retirement dreams a reality.

Regardless of when you intend to retire, if you do not start planning for it now, there is a real danger that you could outlive your savings.

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When should I start planning for retirement?

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What are the steps involved in retirement planning?

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Is a pension considered a retirement plan?

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Where is the safest place to put your retirement money?

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How much money do you need to retire comfortably?

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We've upheld the gold standard for financial advice since 2015

We're local

With 42 locations nationwide we strive to provide local, face to face advice to our clients.

Chartered and Defaqto status

Fairstone is proud to incorporate one of the UK's largest Chartered financial planning firms as well as our managed investment portfolio's being Defaqto 5-star rated for five consecutive years.

Quality, personal service is at our core

Don't just take our word for it. Our clients have, and continue to rate us 5 stars on Truspilot.

Matching you with the right local adviser for your needs

We have over 650 local advisers specialising in investment advice all the way through to retirement planning.

Provide some basic details through our quick and easy to use online tool, and we’ll provide you with the perfect match.

1 easy
steps

Simple, online and personal. Provide some details and let us do the rest!

  • 1 Tell us about your financial goals
  • 2 Tell us about yourself
  • 3 We'll get in touch to match you to an adviser

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At Fairstone we take a new world approach to financial planning which means that we offer our clients independent whole of market advice with unrestricted choice while delivering intelligent solutions with no lower wealth limits or exit penalties.

Our clients benefit from a full service offering which includes retirement planning as well as wealth and investment management, all of which we can typically provide at a 60% lower cost than the market leader through our transparent and flexible fee structure.

As a business we are committed to quality and delivering exceptional client outcomes, which has resulted in Fairstone continuing to carry a Defaqto 5 star rating for our core managed investment portfolios. In addition, our client satisfaction rating of 98% makes us the stand-out wealth management business as measured independently by Trustpilot.

Meet our team

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Our foundation

At Fairstone we recognise the importance of supporting projects in our local communities.

We understand that we have a responsibility to look beyond our business and to focus on the needs of the society in which we operate.

That’s why we created the Fairstone Foundation. A registered charity, the Foundation is supported by our people who come together to raise money to support charities across the UK.

The Fairstone Foundation was registered by the Charity Commission on 5th November 2007. Registration number: 1121478

The Secretary

The Fairstone Foundation,
1 The Bulrushes
Boldon Business Park,
Tyne & Wear NE35 9PF

We are delighted to announce that Hammett and Petch Financial Planning is now part of Fairstone

What does this mean for you?

Your service won't change. The team remains the same and you can contact us through the usual channels.
Joining Fairstone will enable us to further support your financial objectives and provide you with a greater range of services.

Get in touch with Hammett and Petch

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We are faced with the challenges of ever-changing and increasing regulation and the need to continually adapt to new processes and systems.

Deepening our existing relationship with Fairstone means we can take full advantage of the support offered, leaving us with more time to spend with our clients.

Our clients are at the heart of our business and Fairstone is aligned with our ethics, ethos and client focus.

Trevor Petch , Independent Financial Adviser

As a Fairstone client, you can be assured that you will always receive the highest quality advice and service

Fairstone is a full-service wealth management house delivering intelligent solutions for your lifetime financial journey.

Our clients are at the centre of everything we do and thanks to them we are the number one rated wealth management house on TrustPilot.

Whatever your circumstances and your financial goals for now and the future, our advisers can help you to plan to ensure that you meet those aspirations.

The Fairstone office represents clients across Berkshire and South-East. Our team includes Chartered Financial Planners who can support your lifetime financial journey.

Chartered Financial Planner

Fairstone is proud to incorporate one of the UK's largest Chartered financial planning firms

Independent Financial Adviser

We are independent, aren’t tied to any particular product providers andour advisers offer whole of market choice

Defaqto 5-star rated financial adviser

Our managed investment portfolios have been Defaqto 5-star rated for five consecutive years

42

locations nationwide

#1

rated wealth management house on Trustpilot

655

highly qualified financial advisers and staff

Retirement means something different to all of us.

As you get older, you may want to reduce your working hours, replacing your nine to five with your hobbies and passions or making the most of your health to take those holidays you’ve been thinking about. You may also want to access capital to repay mortgages and other debt or support your children and grandchildren with their key life events.

Whatever you want your retirement to look like, the key is to plan ahead.

It doesn’t matter how old you are, or at what stage of retirement preparation you are at, if you take control of your financial planning now, you can be confident that you’ll be able make your retirement dreams a reality.

Fairstone’s intelligent wealth management offers expert financial planning and market wide choice at the best value in the industry.

Taking control of your retirement plan means your new life can be just around the corner.

Book a phone consultation with an expert retirement planner

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Download our free guide to retirement planning

Download your free copy now

Did you know?

People in the UK aged between 50 and 75 have over £1 Trillion in old-fashioned financial products

You could receive tax relief of 20 – 45% on your pension contributions allowance

You could contribute up to £120,000 extra into your pension this year by using pension carry forward.

When you come to retire 25% of your total pension fund can usually be taken as a tax-free lump sum

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Why should you use a financial adviser?

Professional financial advice can help you to make the decisions that work for you and your personal circumstances to maximise your retirement fund.

An independent financial adviser can help:

Work out what your retirement looks like
Provide a pension scheme comparison to find the best deal for you
Calculate how much you’ll need to fund your goals
Build a flexible plan around your specific needs that maximises your retirement income and minimises fees to allow you to transition into retirement
Consolidate disparate pension pots to increase control and improve the overall performance
Regularly review your retirement plan to make sure it still works for your personal circumstances and that it remains tax efficient
Manage your income even after you retire

Remote Consultations

While we love meeting face-to-face, sometimes it is easier and more efficient to meet virtually. We might not be in the same room, but you can rest assured that you will always receive the highest levels of service, however we meet.

Fairstone’s virtual meeting solution offers a safe and secure way to meet, share and collaborate with your adviser, using Microsoft Teams.

We chose to host our meetings on Teams following extensive due diligence on the available platforms and our decision was based on its market leading security offering as well as its exemplary ease of use.

How to join

Meetings can be accessed via the Teams app (both computer and mobile device) or via your chosen web browser (computer only). If choosing to use the Teams app you will need to download it ahead of the meeting, but rest assured this is free and easy to do.

Ahead of the consultation you will receive a link via email, clicking on this will take you to the meeting lobby where you will wait until your adviser starts the meeting. Once you have joined, you will have the option to customise your video and sound preferences including blurring your background or muting your microphone.

If your computer does not have video or microphone capabilities, let your adviser know and they will call you on the phone during the session. The priority is that you can hear your adviser and see their presentation on screen.

The meeting itself will be very similar to a face-to-face consultation. It is an opportunity for you to get to know your adviser and for them to gain a thorough understanding of your financial objectives.
Download Teams guide

If, at any point we need you to share or sign documentation, we will use our secure solution, Adobe Sign, which your adviser will talk you through how to use.

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Latest News

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Why Fairstone?

We have a 98% client satisfaction rating. Find out why clients love our new world approach to financial planning.

Services

Discover more about the areas we cover. We offer all new clients a no cost, no obligation, initial consultation.

Get in touch

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