Retirement planning

Helping you plan your finances to achieve the lifestyle you deserve

The introduction of pension freedoms in 2015 means that there are more options than ever when it comes to planning for your retirement.

Retiring is no longer a standard, singular event. As you get older, you may want to reduce your working hours, access capital to repay mortgages and other debt, make the most of your health and take those holidays you’ve been thinking about or support your children and grandchildren with their key life events.

As we are continuing to live longer, you will need your retirement fund to last significantly longer than your parents did and as part of this planning you will also need to take your long-term care provisions into consideration.

Regardless of when you intend to retire, if you do not start planning for it now, there is a real danger that you could outlive your savings.