ISA returns of the year

ISA returns of the year

Taking control over where your money is invested tax-efficiently

A new tax year is nearly upon us - and that means, for all diligent savers and investors, you should make sure that you take full advantage of your current individual savings account (isa) tax-efficient allowance.

Sandwich generation

Sandwich generation

Not having enough money for retirement is the biggest concern

Average life expectancy has generally been increasing, and for the ‘sandwich’ generation, saving for their retirement is clearly a big concern, and with plans to contribute financially to support their children and parents, it’s perhaps no wonder.

Making solid financial resolutions

Making solid financial resolutions

Grow your money, and live the life you want

The new year is the prefect time to overhaul your life for the better, and one excellent place to start is by making solid financial resolutions that can help get you closer to your money goals, whether it’s increasing your retirement savings or setting enough money aside for a down payment on a house.

Market sentiment

Market sentiment

It is impossible for investors to predict the future.

Short-term losses can be unsettling, but holding steady through the ups and downs is the best way to reach your long-term investment goals.

A key to successful investing is to remain focused on your long-term objectives and not let short-term trends distract you. Holding onto your investments when times get tough is a proven strategy for staying on track.

Investing in property – still worth it?

Investing in property – still worth it?

Steve Easter, sales director at South Tyneside-based chartered financial planning firm Fairstone Group, looks at the current challenges and opportunities for buy-to-let investors

British landlords have faced a tough time over the last 18 months. Those investing in residential property have had to absorb a three per cent stamp duty surcharge on all new property purchases since April 2016 and as of April this year, tax relief on buy-to-let mortgage interest has been cut back.

Investing for Income

Investing for Income

SEEKING INCOME

Our reasons for seeking income tend to shift throughout life. Shorter-term goals, such as supporting a business start-up or funding children’s education, may be a priority in earlier years before making way for a longer-term focus on boosting retirement income and providing an adequate cushion for later life. The key is working out how much income you need at each stage, and then finding an appropriate investment strategy to help you meet your goals.

CLEAR OBJECTIVES

Currency Fluctuations

Currency Fluctuations

Why foreign exchange markets are in uncharted territory

The summer months are usually the only time when we think about different currencies and their values as we consider what money to take on our holidays. Where should we get our euros or dollars? How much will we need? Should we purchase travellers cheques, cash, a prepaid card or a combination of each?

Securing Your Financial Future

Securing Your Financial Future

Investing for major life events requires comprehensive investment solutions

If you really want to give your money the potential to grow and you don’t need immediate access to it, think about investing it rather than just saving. You might want to invest for major life events like retirement or paying your child’s or grandchild’s university fees.

The rewards of aiming high with your portfolio

ELECTION 2017: Why investors need to keep focused on long-term financial goals

Pages