Sandwich generation

Sandwich generation

Not having enough money for retirement is the biggest concern

Average life expectancy has generally been increasing, and for the ‘sandwich’ generation, saving for their retirement is clearly a big concern, and with plans to contribute financially to support their children and parents, it’s perhaps no wonder.

Reach your financial goals

Reach your financial goals

Helping you realise your retirement vision

We’ve now entered a new age of retirement planning with the introduction of pension freedoms. Your retirement is likely to be the most important time in your life you’ll ever plan for – you could be retired for 20 years or more.

Fairstone survey highlights urgent need for ‘millennials’ to plan for retirement

New Fairstone survey highlights worrying trends in at-retirement behaviour

New Fairstone survey highlights worrying trends in at-retirement behaviour

One-third of respondents do not know where they would go for advice

An independent Ipsos MORI survey of more than 2000 people published today by Fairstone, one of the UK’s largest Chartered financial planning firms, examines current attitudes to savings and investment options at retirement.

Respondents were asked to comment on whether they had heard of seven different terms relating to pensions, yielding some surprising results:

Planning for your retirement

Planning for your retirement

Making sure you have enough money in retirement to enable you to spend your time the way you want to, doing those things you always intended to do, is likely to be at the heart of planning for your retirement.

TOO COMPLICATED TO THINK ABOUT

People surveyed for BlackRock’s Investor Pulse survey stated that their biggest financial priority was ‘funding a comfortable retirement’. Yet many people spend more time planning their holiday than their own retirement – perhaps because planning for retirement seems too complicated to think about?

Retirement Choices

Retirement Choices

How much time do you spend planning for retirement?

The 2015 pension freedoms gave us greater flexibility over our retirement options, but the reforms have also made retirement choices much more complex. This means we need to start thinking about our retirement earlier. However, half (50%) of respondents aged 45–54 to a LV= consumer survey[1] didn’t think about retirement at all last year.

Don't bet on being able to spend less in retirement

Don't bet on being able to spend less in retirement

Published in the Investors Chronicle on Monday 10th July 2017

Reader portfolio

  • NAME - Haydn Ward
  • AGE - 54
  • DESCRIPTION - Retire in the near future
  • OBJECTIVES - Sipp, Isa, employee pensions and share schemes, trading account

    Our reader needs to be realistic about what he will spend in retirement

    Haydn Ward is 54 and following a health scare hopes to retire. He is not working while he considers if this is possible.

    Millions change retirement plans post EU vote

    Millions change retirement plans post EU vote

    Turbulence in the economy has left many feeling confused

    THE UK’S DECISION TO LEAVE THE EU HAS LEFT OVER TWO MILLION PEOPLE PLANNING TO CHANGE THEIR RETIREMENT PLANS.

    It’s undoubtedly a thought-provoking time for many approaching retirement and even more difficult for retirees to know what is right for them. It’s essential you have access to professional financial guidance and regulated financial advice at a time when you are deciding how you will receive an income for the remainder of your life.

    Are you Fit to Retire?

    Are you Fit to Retire?

    Getting your pension in shape to enjoy the kind of lifestyle you want in later life

    ‘Will i be able to afford the retirement lifestyle i want?’ is a question that many people ask but struggle to figure out. There are many ways to assess your likely income in retirement and work out how much you need to put away now to enjoy the kind of lifestyle you want in later life.