27 Mar 2019
Submitted by
Each tax year, we are each given an annual Individual Savings Account (ISA) allowance. The ISA limit for 2018/19 is £20,000, and anyone wishing to utilise their allowance should do so before the deadline at midnight on Friday 5 April 2019.
21 Dec 2018
Submitted by
Faced with the task of caring for elderly parents alongside your children, being in the Sandwich Generation can be a testing time. Finding yourself squeezed between – and often by – these two generations can be very stressful.
21 Aug 2017
Submitted by
Despite house prices continuing to climb, Britain remains a country obsessed with home ownership.
Among many potential first-time buyers are Joseph Burrows, who works in public relations, and his girlfriend Rhianna Bowe, who is in marketing, both 24. The pair, who live and work near Leeds, have recently started saving to buy a home.
14 Jun 2017
Submitted by
THE CHANCELLOR OF THE EXCHEQUER, PHILIP HAMMOND, DELIVERED HIS SPRING BUDGET TO PARLIAMENT ON 8 MARCH 2017. THIS BUDGET WAS THE LAST ONE TO TAKE PLACE IN THE SPRING. THE CHANCELLOR SAID LAST YEAR THAT HE WANTED TO SIMPLIFY THE WHOLE BUSINESS OF SETTING TAXES AND GOVERNMENT SPENDING, WHICH HAD BECOME TOO COMPLICATED
Key points from the Budget that could impact your personal financial planning
07 Jun 2017
Submitted by
DURING A DIVORCE, SORTING OUT THE FINANCES CAN BE THE MOST DAUNTING ASPECT FOR SEPARATING COUPLES. FINANCIAL DISPUTES CAN BE A MAJOR STUMBLING BLOCK IN THE DIVORCE PROCESS AND COULD TAKE LONGER THAN THE DIVORCE ITSELF.
17 May 2017
Submitted by
WHILE THE RISING COST OF ESSENTIALS IS THE MOST COMMON PERCEIVED THREAT TO OVER-55s’ STANDARD OF LIVING OVER THE NEXT FIVE YEARS, CONCERNS OVER FALLING RETURNS ON SAVINGS HAVE RISEN TO THE HIGHEST POINT IN ALMOST THREE YEARS, AVIVA’S LATEST REAL RETIREMENT REPORT REVEALS.
FALLING RETURNS
05 Apr 2017
Submitted by
The ISA limit for 2016/17 is £15,240, rising to £20,000 in 2017/18. Anyone wishing to utilise their allowance should do so before the deadline at midnight on Wednesday 5 April 2017. The date marks the end of the 2016/17 tax year. It is a ‘use it or lose it’ allowance, meaning that if you don’t use all or part of it in one tax year, you cannot take that allowance over to the next year.
26 Jan 2017
Submitted by
Half of women (52%) are now saving adequately for their retirement compared to 60% of men, according to the latest scottish widows women & retirement report. But while this maintains the record high levels achieved in 2015, the gap between men and women has widened since 2014 when 50% of women were saving adequately compared with 55% of men.
12 Mar 2016
Submitted by
Fairstone Financial Management is delighted to invite you to attend a free breakfast seminar in conjunction with The Pensions Regulator, all about auto-enrolment.
Sponsored by Fairstone, one of the UK's largest Chartered financial planning firms, this educational seminar is an opportunity to hear from The Pensions Regulator about your auto-enrolment obligations.
The seminar will arm you everything you need to ensure that you out in place a compliant workplace pension scheme by your business' staging date.
Agenda:
9.00am - Registration and refreshments
02 Mar 2016
Submitted by
Workers should double the amount they are saving into their occupational pension schemes, a two-year review for the Labour Party has concluded.
The Independent Review of Retirement Income (IRRI) suggests the target for savings should be 15% of salary.
That is a considerably higher level than has been suggested previously.
At the moment the average worker puts just 4.7% of pay into a pension - with most employers making a further contribution of less than 4%.
As part of the wider Fairstone group we have a network of financial advisers located across the UK.
