The importance of making informed decisions
Chartered financial planner Steven Richardson defines the importance of making informed decisions about how to best allocate your resources Financial planning is a crucial step towards achieving financial freedom and security. By taking the time to thoroughly evaluate your needs and personal goals, you’ll be able to make informed decisions about how to best allocate […]
Have you considered combining drawdown with an annuity?
It could give you the best of both worlds according to Independent Financial Adviser, Harry Sims. If you’re considering combining drawdown with an annuity, it’s important to obtain professional financial advice to ensure you make the most of both options. Choosing the most suitable investment and calculating the amount of money you can realistically afford […]
Income stream for life? Consider your lifetime annuity options
Have you decided what to do with your pension fund? Asks Independent financial adviser, Jonathan Garnett. Are you approaching retirement age and have a pension fund that you need to decide what to do with? There are several options available to you, but one option is to buy a lifetime annuity. An annuity is a […]
Four things you can do to prepare for retirement
Are you prepared for retirement? Do you often review your finances? Or are you one of those people who just hope for the best? Although managing finances may not be the most exciting activity, keeping track of your funds can make a significant difference to your life, both now and in the future. Independent Financial […]
Financial planning strategies for architects: laying the foundations for retirement
If you’re an architect, working might be much more than just earning money; work can be a vocation and add meaning and purpose to life. As you plan for your later years, you should make sure that you apply that commitment to creating a comprehensive financial plan to provide a blueprint for a brighter retirement. […]
The roadmap to retirement – Essential tips for civil service workers
Retirement is an exciting phase of life that requires careful planning, particularly for civil service workers. While working in the public sector has its unique benefits, it also presents specific challenges when it comes to preparing for retirement. We explore how civil service workers can help to prepare for a smooth transition into retirement. […]
The unique retirement challenges faced by solicitors and barristers
Retirement is a significant milestone that many professionals eagerly look forward to, marking the end of a fulfilling career and the beginning of a new chapter in life. However, for solicitors and barristers, the path to retirement can be particularly challenging due to a range of factors unique to them. We explore some of the […]
Secure your smile in retirement – a comprehensive guide for UK dentists
Years of dentistry can result in building up a considerable estate made up of multiple assets. But if the day to day demands of being a dentist has taken up so much of your time and attention that you have overlooked your financial future, you could be bracing yourself for a rocky road ahead. The […]
The 10 biggest mistakes doctors make when planning for retirement
Retirement planning is crucial to ensure a secure and fulfilling future. If you are a doctor and are part of the NHS pension scheme, that’s a good starting point – but on its own, it might not provide you with your dream retirement. Here we take a look at the top 10 mistakes doctors make […]
Time to set some ‘new year’ financial resolutions
While many people mark January 1 by taking stock of their lives and making resolutions to accomplish new goals or change behaviours, the new tax year in April kickstarts a good time to take stock and put in place a few financial resolutions. Fairstone independent financial adviser Ruth Heath shares five top tips to kickstart […]