Do you have enough to retire? How to tell you’re ready for retirement
Do you have enough to retire? Are you prepared for the life changes retirement will bring? Is your timing right or will your savings and investments be at risk from volatile market conditions? The best time to retire will depend on a variety of factors, including your health, your financial situation and your personal preferences. […]
Fairstone’s top 5 tips to investing like an ISA millionaire.
Fairstone’s top 5 tips to investing like an ISA millionaire. Achieving a million-pound ISA pot might sound like a stretch but you might be surprised at how achievable this goal of becoming an ISA millionaire is with some smart saving and consistent investing habits. ISAs offer one of the most tax efficient ways to save […]
5 surprising practical tips for financial planning in your 30s
Many changes take place in your 30s, from growing your family to moving up in your career. Taking charge of your finances during this time can help you to achieve future financial success. Fairstone’s Sarah Tory takes us through 5 surprising practical tips for financial planning in your 30s. Financial planning in your 30s […]
5 top tips for financial planning in your 60s
When you hit your 60s, you have a lot to think about when it comes to your finances, from pensions and reviewing life and wealth protection, to considering any potential long term care needs. 1. Understand your financial position Undoubtedly the main thing to start thinking about as you approach retirement is what your income […]
Changing Landscapes – Retirement is not just for the old
A third of people in their twenties taking financial advice wished they’d started at an even younger age, according to a new survey by Fairstone. A further 50% of people polled across all age groups echoed this sentiment, with 98% saying they thought starting a financial plan as early as possible is beneficial. The […]
Your pension options: Annuities and drawdown
Unfortunately, no one knows what their retirement reality will be until they get there and there is no one-size-fits-all solution. However, professional financial advice can help you to make the decisions that work for you and your personal circumstances to maximise your retirement fund. Annuities work by taking your pension savings and paying out a […]
Pensions: Divorcees risk losing out
Dividing this asset is of vital importance to avoid pension poverty Divorce is an emotional and stressful period for those who have to go through it. However, it’s important that people realise that a pension is a valuable asset when considering how they split their money. This is particularly problematic given the average age of divorcees, […]
Retirement Planning: Ten things to consider
Pensions can be complex with so many considerations, including your family circumstances, pension rules and tax regulations. Fairstone Financial Adviser Ian Morris looks at looks at 10 things to think about when creating a retirement plan for the future. When should I start thinking about my retirement plan? Are all retirement plans the same? How […]
Retirement longevity – Investment returns over a longer life
Retirement longevity – Investment returns over a longer life There are lots of variables in retirement: how long people will live for, the costs of goods and services they will need, interest rates available on their accumulated savings, and so on. But once you have retired, investing is anything but straightforward which is why it’s […]
Retirement planning guide
What would you replace your nine to five with? Retirement means something different to all of us. As you get older, you may want to reduce your working hours, replacing your nine to five with your hobbies and passions or making the most of your health to take those holidays you’ve been thinking about. You […]